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As the owner of a small business, protecting your livelihood should be a top priority. However, setting up insurance plans can seem complex and time-consuming when you’re wearing multiple hats already. That’s where Simply Business comes in – they offer an all-in-one insurance solution tailored perfectly for small companies like mine.
In this post, I’ll provide an overview of Simply Business and explain why I chose to partner with them for my commercial insurance needs. By the end, you’ll understand why they’ve become a go-to provider for so many entrepreneurs.
A One-Stop Shop Model
Simply Business takes a unique “one-stop-shop” approach to small business insurance. Rather than requiring me to piece together various policies from different carriers, they bundled multiple essential coverage types into a single integrated package. This streamlined things significantly on my end.
Through Simply Business, I can obtain:
- Commercial property insurance
- Commercial general liability insurance
- Professional liability insurance
- Employment practices liability insurance
- Commercial auto insurance
- Commercial umbrella insurance
All from one carrier and under one consolidated policy. This saved me tons of time shopping around to different providers and filling out endless applications. Simply Business handled everything seamlessly in the background.
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Tailored Coverage Options
While providing a bundled “small business insurance in a box” solution, Simply Business doesn’t take a one-size-fits-all approach either. I was able to customize my policy based on my unique business needs.
For example, I could adjust policy limits, choose from various liability add-ons like non-owned auto coverage, and opt into valuable extras like equipment breakdown protection. Simply Business even offered specialized coverage riders for certain industries like professional services.
This kind of customizability meant I only paid for necessary protection without any excess fat. My total policy premiums remained competitive yet fully covered my business risks.
Straightforward Online Quoting & Purchasing
One of my favorite Simply Business benefits was their online quoting and purchasing process. Everything took place virtually through their simple, user-friendly website.
I started by inputting basic business details to generate an instant bundled insurance quote. Simple slider tools then allowed tweaking individual coverage amounts for a total customized proposal. Once satisfied, I placed my order directly online with a few clicks.
Within minutes, I received email confirmation of my new active policy along with all documentation. No waiting around for an agent or going into an office – a huge time-saver given my hectic schedule. The entire process felt refreshingly hassle-free.
Top-Notch Customer Service
While the online portal provides self-service convenience, Simply Business backed it with phenomenal human support too. A dedicated account manager served as my go-to contact for any questions.
Whether I needed policy changes, had a claim to file, or simply wanted guidance, my account manager was always quick to respond via phone, email, or their online portal chat. I found their service profoundly helpful time and again, from setting up my initial policy to ongoing servicing.
Simply Business also earned high marks from independent review sites for responsive, knowledgeable agents and fast claims handling. This gave me confidence that if an emergency ever did arise, help would be readily available.
Competitive Pricing
Of course, cost was a major deciding factor when selecting my commercial insurance partner. The overall premium Simply Business quoted fits nicely within my small business budget.
While I can’t disclose exact figures, their pricing stacked up very favorably versus other leading B2B carriers when comparing identical coverage limits and industries. In some instances, Simply Business even undercut competitor estimates by 10-15% for the same policy specifications.
I believe their streamlined operating model and focus on the SMB space enables driving down overhead expenses. These savings likely get passed along to clients. Either way, their affordability appealed greatly to my frugal sensibilities.
Peace of Mind for Additional Risk Areas
A few other useful benefits Simply Business offered for my particular risk exposures and industry needs:
- Cyber Liability Coverage – As a tech company, this non-physical risk protection provided much-needed peace of mind against network breach liabilities.
- Directors & Officers Insurance – Offers liability protection if I’m named in a legal dispute related to my position as a business owner/executive.
- Key Person Insurance – This identified a valuable “key person” for my small company who would be difficult to replace and protected against associated financial losses if they passed.
Having solutions tailored for these modern commercial perils gave me extra comfort given the specific nature of my operations. Simply Business took the guesswork out of securing the right specialty insurance options.
Ongoing Policy Management Made Simple
Lastly, Simply Business streamlined ongoing policy servicing and administration after purchasing coverage. User-friendly online tools allow convenient management of:
- Billing and payment of renewal premiums
- Updating business or risk profile changes like new locations
- Accessing policy documentation and certificates of insurance
- Filing and tracking claims from start to resolution
Plus handy policy review features kept me aware of upcoming renewals, changes, or enhancements to consider. The seamless digital experience prevents hiccups through any future transactional needs.
In Conclusion – A Top Solution for SMBs
After reviewing all Simply Business had to offer, it became very clear why they’ve emerged as a leading insurance provider focused solely on small to medium-sized enterprises. Their bundled, customizable, fully digital solution addresses the unique challenges many entrepreneurs face.
From streamlined quoting and purchasing to outstanding customer service and affordability, Simply Business drastically simplified my commercial insurance planning. I gained comprehensive protection for my business risks through one easy partnership.
For any small business owners out there, I highly recommend checking out Simply Business as an all-in-one insurance solution to power your risk management strategy. Their tailored approach has certainly provided me invaluable peace of mind – now I can focus fully on growing my company!
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